.article-shell {
  max-width: 920px;
  margin: 0 auto;
  padding: 48px 40px 76px;
}

.article-header {
  padding-bottom: 30px;
  border-bottom: 1px solid #d5d0c4;
}

.article-kicker {
  margin: 0 0 12px;
  color: #1e3a5f;
  font: 700 10.5px/1.4 "IBM Plex Sans", Arial, sans-serif;
  letter-spacing: .09em;
  text-transform: uppercase;
}

.article-header h1 {
  max-width: 820px;
  margin: 0 0 16px;
  overflow-wrap: anywhere;
  font: 700 38px/1.14 "Source Serif 4", Georgia, serif;
  letter-spacing: -.025em;
  text-wrap: balance;
}

.article-deck {
  max-width: 70ch;
  margin: 0;
  color: #4a463c;
  font: 15px/1.62 "IBM Plex Sans", Arial, sans-serif;
}

.article-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 22px;
  margin-top: 20px;
  color: #6b6659;
  font: 10.5px/1.5 "IBM Plex Sans", Arial, sans-serif;
}

.article-meta a {
  color: inherit;
  text-decoration-color: #1e3a5f;
  text-underline-offset: 3px;
}

.article-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 230px;
  gap: 58px;
  align-items: start;
  margin-top: 38px;
}

.article-body { min-width: 0; }

.article-body h2 {
  margin: 38px 0 12px;
  padding-top: 18px;
  border-top: 1px solid #d5d0c4;
  color: #1e3a5f;
  font: 700 30px/1.2 "Source Serif 4", Georgia, serif;
}

.article-body h2:first-child { margin-top: 0; }

.article-body p {
  margin: 0 0 18px;
  color: #4a463c;
  font: 15px/1.78 "Source Serif 4", Georgia, serif;
}

.article-body strong { color: #1c1b19; }

.article-aside {
  position: sticky;
  top: 22px;
  padding-top: 16px;
  border-top: 4px solid #1e3a5f;
}

.article-aside h2 {
  margin: 0 0 9px;
  font: 700 20px/1.25 "Source Serif 4", Georgia, serif;
}

.article-aside p,
.article-aside li {
  color: #4a463c;
  font: 15px/1.62 "IBM Plex Sans", Arial, sans-serif;
}

.article-aside p { margin: 0 0 14px; }
.article-aside ul { margin: 0; padding-left: 17px; }
.article-aside li + li { margin-top: 7px; }

.article-aside a {
  overflow-wrap: anywhere;
  color: #1e3a5f;
  text-underline-offset: 3px;
}

.article-note {
  margin-top: 42px;
  padding: 18px 0;
  border-top: 4px solid #1e3a5f;
  border-bottom: 1px solid #d5d0c4;
  color: #4a463c;
  font: 15px/1.65 "IBM Plex Sans", Arial, sans-serif;
}

.article-note strong {
  display: block;
  margin-bottom: 5px;
  color: #1c1b19;
  font-size: 15px;
}

.transaction-median-chart { margin:30px 0 36px; padding:22px 0 0; border-top:4px solid #1e3a5f; border-bottom:1px solid #d5d0c4; }
.transaction-median-chart figcaption { margin-bottom:18px; }
.transaction-median-chart h3 { margin:0 0 6px; color:#1c1b19; font:700 22px/1.25 "Source Serif 4", Georgia, serif; }
.transaction-median-chart figcaption p, .transaction-median-chart .chart-note { margin:0; color:#6b6659; font:12px/1.55 "IBM Plex Sans", Arial, sans-serif; }
.transaction-median-chart svg { display:block; width:100%; height:auto; overflow:visible; }
.transaction-median-chart .chart-viewport { max-width:100%; overflow-x:auto; }
.transaction-median-chart .chart-viewport svg { min-width:540px; }
.transaction-median-chart .chart-grid { stroke:#d5d0c4; stroke-width:1; }
.transaction-median-chart .chart-axis { fill:#6b6659; font:10px "IBM Plex Sans", Arial, sans-serif; }
.transaction-median-chart .chart-line { fill:none; stroke:#1e3a5f; stroke-width:3; stroke-linecap:square; stroke-linejoin:miter; }
.transaction-median-chart .chart-point { fill:#f7f5f0; stroke:#1e3a5f; stroke-width:3; }
.transaction-median-chart .chart-value { fill:#1e3a5f; font:700 11px "IBM Plex Sans", Arial, sans-serif; text-anchor:middle; }
.transaction-median-chart table { width:100%; margin:18px 0 10px; border-collapse:collapse; color:#4a463c; font:12px/1.45 "IBM Plex Sans", Arial, sans-serif; }
.transaction-median-chart caption { padding-bottom:6px; color:#1c1b19; font:700 12px "IBM Plex Sans", Arial, sans-serif; text-align:left; }
.transaction-median-chart th, .transaction-median-chart td { padding:7px 0; border-top:1px solid #d5d0c4; text-align:left; }
.transaction-median-chart th:last-child, .transaction-median-chart td:last-child { text-align:right; }
.transaction-median-chart .chart-note { margin:0 0 18px; }

.process-flow {
  display: flex;
  flex-wrap: wrap;
  gap: 20px 18px;
  margin: 24px 0 40px;
  padding: 20px 0 4px;
  border-top: 1px solid #d5d0c4;
  border-bottom: 1px solid #d5d0c4;
  counter-reset: process-step;
}

.process-step {
  flex: 1 1 150px;
  min-width: 140px;
  padding-top: 12px;
  border-top: 3px solid #1e3a5f;
}

.process-step::before {
  counter-increment: process-step;
  content: counter(process-step);
  display: flex;
  align-items: center;
  justify-content: center;
  width: 24px;
  height: 24px;
  margin-bottom: 10px;
  background: #1e3a5f;
  color: #fff;
  font: 700 12px/1 "IBM Plex Sans", Arial, sans-serif;
  border-radius: 50%;
}

.process-step h3 {
  margin: 0 0 5px;
  color: #1c1b19;
  font: 700 13px/1.3 "IBM Plex Sans", Arial, sans-serif;
}

.process-step p {
  margin: 0;
  color: #6b6659;
  font: 12px/1.5 "IBM Plex Sans", Arial, sans-serif;
}

.article-note.checklist ul {
  display: grid;
  gap: 9px;
  margin: 12px 0 0;
  padding: 0;
  list-style: none;
}

.article-note.checklist li {
  position: relative;
  padding-left: 27px;
  color: #4a463c;
}

.article-note.checklist li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 3px;
  width: 15px;
  height: 15px;
  border: 1.5px solid #1e3a5f;
}

.checklist-note {
  margin: 10px 0 0;
  color: #6b6659;
  font-size: 13px;
  font-style: italic;
}

.article-note.checklist .tag {
  display: inline-block;
  margin-left: 6px;
  padding: 1px 7px;
  border: 1px solid #1e3a5f;
  border-radius: 3px;
  color: #1e3a5f;
  font: 700 10px/1.6 "IBM Plex Sans", Arial, sans-serif;
  text-transform: uppercase;
  letter-spacing: .03em;
  white-space: nowrap;
}

.preferred-source {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 14px;
  margin-top: 42px;
  padding-top: 18px;
  border-top: 1px solid #d5d0c4;
}

.preferred-source p {
  margin: 0;
  color: #4a463c;
  font: 600 14px/1.4 "IBM Plex Sans", Arial, sans-serif;
}

.related-reading {
  margin-top: 48px;
  padding-top: 20px;
  border-top: 4px solid #1e3a5f;
}

.related-reading h2 {
  margin: 0 0 14px;
  color: #1c1b19;
  font: 700 20px/1.25 "Source Serif 4", Georgia, serif;
}

.related-reading ul {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px 28px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.related-reading a {
  color: #1e3a5f;
  font: 600 15px/1.5 "IBM Plex Sans", Arial, sans-serif;
  text-underline-offset: 3px;
}

.article-shell a:focus-visible {
  outline: 2px solid #1e3a5f;
  outline-offset: 4px;
}

@media (max-width: 800px) {
  .article-shell { padding: 38px 22px 60px; }
  .article-layout { grid-template-columns: 1fr; gap: 38px; }
  .article-aside { position: static; }
  .article-header h1 { font-size: 38px; }
}

@media (max-width: 520px) {
  .article-shell { padding: 32px 18px 50px; }
  .article-header h1 { font-size: 30px; }
  .article-deck { font-size: 15px; }
  .article-body p { font-size: 15px; }
  .article-meta { display: grid; gap: 4px; }
  .related-reading ul { grid-template-columns: 1fr; }
  .process-step { flex: 1 1 100%; }
}

/* Skip link: hidden until keyboard-focused. Weekly wrap pages carry the link but do not load homepage-refresh.css. */
.skip-link { position:absolute; top:-80px; left:16px; z-index:10; padding:12px 16px; background:var(--pw-white); border:2px solid var(--pw-navy); color:var(--pw-navy); font:600 14px "IBM Plex Sans",system-ui,sans-serif; text-decoration:none; }
.skip-link:focus { top:12px; }