PJ Money Advisory

Johnny Jahja brings over 20 years of banking and finance experience to every deal, giving clients on Sydney's North Shore a banker's eye for risk paired with a broker's drive to get deals done. He specialises in cashflow lending and commercial real estate finance across retail, investment, and industrial assets, structuring purchases and refinances that stack up for both borrower and lender.

What sets Johnny apart is speed and access. Through established relationships with both major banks and a network of bespoke, niche lenders, he sources funding solutions others simply can't reach, and moves fast enough to make them count when timing matters most.

Johnny holds an MBA specialising in Entrepreneurship, giving him a sharp commercial lens on how finance decisions impact business growth, not just balance sheets. Through PJ Money Advisory, he partners with property investors and business owners to secure lending solutions built around their long-term strategy, not just the next settlement date.

PJ Money Advisory operates under EzFinance Commercial Pty Ltd, with access to more than 150 lenders and a team with more than 30 years of combined experience in the finance industry. Johnny is an expert in commercial financing and restructuring.